ATM Withdrawal Fees in China

Currency : Chinese Yuan (CNY ¥)
3
Banks
3
Fee-free
Good to know: These fees are charged by the local bank (ATM owner). Your own bank may also charge additional fees. Total cost = local ATM fee + your bank's fee.
Good to know: If the ATM offers to convert to your home currency, always decline! By choosing to be charged in local currency, your bank applies the exchange rate, which is usually much better than the ATM's rate.
Good to know: Some banks limit the amount per transaction. You can sometimes make multiple withdrawals in a row to get more.
Good to know: Before traveling, notify your bank to avoid having your card blocked abroad.
Good to know: Some online banks (N26, Revolut, Wise...) offer free or reduced-fee withdrawals abroad.
💱 Exchange rates updated on 03/07/2026
Bank Fees (CNY) Max withdrawal
China Construction Bank Report a change
Free
 -
City Bank Report a change
Free
 -
ICBC Report a change
Free
 -
China Construction Bank Report a change
Free
-
City Bank Report a change
Free
-
ICBC Report a change
Free
-

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